Website Terms of Service ("Terms")


GENERAL

This website is operated by Stelac Advisory Services LLC ("we", "us", "our", "ours", "Stelac"). Use of this website is subject to the terms and conditions ("Terms") set forth below. Access to this Website is an acknowledgement that these Terms, as amended from time to time, have been read and accepted. These Terms apply only to the use of that portion of our website that is accessible by the general public; they do not apply to the client-only portion, if available, that is accessible only by a client-login procedure.


MATERIALS ONSITE

The materials on this Website are for general information purposes only. Nothing on this web site should be considered to be investment or financial advice or any other advice on any specific facts or circumstances. Nothing on this website constitutes or is intended to constitute a solicitation or offer to buy or sell securities or any financial instrument or to provide investment advisory services or to confirm any transaction. Transmission of information on or by use of this website is not intended to create, and receipt does not constitute, a professional or other relationship between the sender and receiver.


PRIVACY & SECURITY

Please click here to view our Privacy and Security Statement for this Website, which is incorporated in these Terms by Reference.


The information on this Website is subject to change without notice. Stelac makes no warranties, representations, or claims of any kind concerning the information available from, or the operation of, this Website. We expressly disclaim all liability to any person in respect of the consequences of anything done or omitted to be done wholly or partly in reliance upon the use or contents of this Website. We do not guarantee that material accessible from this Website is free of viruses or other malicious code and we do not accept any responsibility for any damage or loss caused by any such code.

DISCLAIMER


LIMITATIONS OF LIABILITY

In no event shall Stelac, its partners officers, employees, or agents be liable for any loss or injury, or any damages, whether direct, special, indirect, punitive, incidental, exemplary, consequential, or otherwise, whether based on breach of contract, tort (including negligence), product liability or otherwise, resulting from or occasioned by your access to, use of or inability to use this Website.


INDEMNIFICATION

You agree that you will not use this Website for any unlawful purpose or for any purpose prohibited by these Terms. You agree to indemnify, defend and hold harmless Stelac, its partners and contributors from any liability, loss, claim and expense (including attorneys' reasonable fees) related to your violation of these Terms.


OWNERSHIP OF MATERIALS

We own the information sent to us by means of this Website. If you choose to send us an e-mail message, we may retain the content of the e-mail, your e-mail address and our response.


MISCELLANEOUS

If any of these Terms is or becomes illegal, invalid or unenforceable in any jurisdiction, that shall not affect: (a) the legality, validity or enforceability in that jurisdiction of any other Term or (b) the legality, validity or enforceability in other jurisdictions of that Term or any other Term.


AMENDMENT

We reserve the right to amend these Terms from time to time and your continuing use of this website constitutes your acceptance of any modification to these Terms as in effect at the time of your access. Any changes take effect upon posting to this website.


HOW TO CONTACT US

If you have any questions about these Terms, please email us at info@stelac.com. Persons contacting us through the Internet e-mail facility provided through this website should not send confidential, privileged or sensitive information.